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In 2002, Doris Christopher sold her kitchen tool company, the Pampered Chef, to Warren Buffett for a reported $900 million. Seven years earlier, she launched the company with a life insurance policy loan.
Variable life insurance is a type of life insurance. It allows you to allocate a portion of your premium to a “separate account,” which is simply a portfolio of investments. In a way, then, it’s much like investing some of your life insurance policy in a mutual fund.
With its business roots traced back to 1909, Ohio National remains as the only company that channels a wide range of insurance products over 47 states. In spite of its impressive geographic presence, the entire line of company held by Ohio National is unified by the common ideal of establishing life-long relationships with their customers. Insurance agents who are affiliated with this company are blessed with the security it provides when it comes to the insurance products they offer. Once you decide to work with Ohio National Life Insurance Company, you will feel more confident every time you need to present the products you are selling to your prospective clients.
What is equity index universal life insurance? Equity index universal life (EIUL) is an insurance product in which most of its premium – usually between 80 percent and 90 percent – are invested in traditional fixed income securities. The rest of the premium is placed in call-option contracts, which are linked to a specific stock index. When the market rises, the option contracts are exercised, with a set percentage of the gains credited to the insurance policy. If the market falls, the options expire, worthless, and the insurance policy receives the minimum guaranteed rate.
Obese people are more likely to visit their GP’s surgeries and hospital clinics, and to then need treatment, than average weight patients. With the National Health Service’s cost for these ‘obesity’ patients estimated to be at £15 billion a year, it is no wonder insurance companies are becoming increasingly concerned. The simple fact is that overweight and obese people are more likely to suffer from health problems such as diabetes, stoke and heart attack.
This new concept is important from an individual perspective because it is at this age, an individual would begin to think of sunset in life. An individual is also fairly comfortable and well settled financially.